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Yu Jin

A brief introduction:

Hello Everyone! My name is Yu Jin.

My journey in the financial sector deviates from the norm. With a foundational background in mathematics, I pursued my master's degree, during which I developed a passion for actuarial science. This led me to clear numerous actuarial exams and join a Fortune 500 property & casualty insurance firm. My roles spanned worker’s compensation reserving, personal insurance pricing, and data science modeling.

After years in insurance, gaining experience in various domains, I felt compelled to delve deeper into my academic pursuits. I pursued a Ph.D. in mathematics, knowing the long-term benefits it would offer in equipping me for data science roles in finance. With credentials like FCAS and ASA, which are well-known in the insurance realm, I transitioned to a leading US bank to harness my analytical prowess in risk management.

Education has always been my driving force. Beyond my doctorate, I earned the FRM, SCR certificate, Certificate in ESG Investing, and several other qualifications. For me, life embodies a continuous learning cycle. I opted for the FDP exam due to its alignment with my expertise: amalgamating data science with finance. The inclusion of programming, especially my preferred language, R, added to its allure. I wholeheartedly endorse the FDP for professionals in the financial data realm. As data science and AI increasingly underpin our world, I foresee the FDP's growing prominence.

What is great about FDP:

The FDP credential seamlessly integrates data science with financial applications. Despite its novelty as a designation, I anticipate its significant rise in the coming years. The learning journey to acquire the FDP not only enriched my knowledge but also reinforced crucial skills, proving invaluable in my professional endeavors.

My advice for aspiring industry professionals:

To anyone keen on insights about the FDP, data science, finance, or lifelong learning, please connect! I'd be thrilled to share experiences and advice. Wishing you all success in your endeavors!

About Yu Jin

Yu Jin is the VP of Credit Risk Management at Citizens Bank and specializes in advanced data analytics, predictive modeling, and has extensive experience with P&C insurance, mortgage, HELOC, consumer lending, and DDA accounts. He holds a Ph.D. in mathematics and possess several distinguished credentials: FCAS (Fellow in the Casualty Actuarial Society), ASA (Associate of the Society of Actuaries), MAAA (Member of the American Academy of Actuaries), Financial Data Professional (FDP), FRM (Financial Risk Manager), SCR (Sustainability and Climate Risk) certificate, and Certificate in ESG Investing.


Vice President, Credit Risk Management

Citizens Bank

Yu Jin - Data Science with Increased Knowledge of Finance

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